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Mortgage rates have been at or near record lows since mid-April. Concerns about European debt problems have prompted investors to buy U.S. Treasury bonds. That has lowered the yield on Treasurys. Mortgage rates tend to track that yield.

The average rate for a 30-year fixed loan rose to 4.69 percent last week from 4.59 percent a week earlier, according to the trade group’s report. The rate for a 15-year fixed loan rose to 4.12 percent from 4.05 percent a week earlier.

The Mortgage Bankers Association’s survey covers more than 50 percent of all applications nationwide.

Refinance applications made up 78 percent of total applications,Juicy Couture t-shirts, down from 79.4 percent a week earlier.

The Mortgage Bankers Association said Wednesday that overall applications fell 4.4 percent from a week earlier. Applications to refinance home loans dropped 5.9 percent. Those taken out to purchase homes rose 2 percent. The numbers are seasonally adjusted.

WASHINGTON – Applications for home loans fell last week despite the lowest mortgage rates in decades.

The 23-year-old star will pose nude in print ads for her 6126 line of hwholesale andbags.brand clothing,Wholesale Abercrombie polos, LAmag.com reported Monday. Richard Luna of The California Bag (which licenses the 6126 totes) told the magazine that Lohan will doff her clothes and roll around in a bed for a photo shoot in L.A. next month.

Hitting pricey department stores this fall, the 6126 (named after Marilyn Monroe’s birthdate) handbags will retail for $200 to $600; a cheaper line,Wholesale Christian Dior jewelry Jeans, 7286 (Lohan’s birth date), will sell for under $200 at lower-end stores such as Macy’s.

PHOTOS: How Lindsay’s face has changed over the years

He then noted that the actress might be photographed both with wholesale and without the alcohol-monitoring device — or the accessory might be airbrushed later on. Read more here.

Lindsay Lohan is ready to take it all off again for the cameras — with or without her booze bracelet.wholesale clothing.

PHOTOS: See how Lindsay hides her SCRAM bracelet

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Luna wasn’t sure whether Lohan’s court-mandated SCRAM bracelet would be part of the racy pictorial. “We’re thinking of having police on hand so we can remove the ankle bracelet for the pictures.”

PHOTOS: Lindsay’s crazy week in Cannes

PHOTOS: See what all the stars wore to the CMT Awards

She last stepped out with ironed locks in December 2009, the same week she turned 20 years old.

Taylor Swift ditched her usual waves for a straight, sleek look at Wednesday night’s CMT Awards.

The singer donned a deep red Galliano frock, Lorraine Schwartz jewels, a VBH bag and Christian Louboutin for 3.1 Phillip Lim heels.

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Jessica Simpson take note: Dr. Torrado suggests brushing and flossing your teeth daily to keep teeth and gums healthy. A prime time to brush? Before bed, when plaque can stain your teeth.

While it may be unrealistic to brush after each and every meal (especially during the work day), products like Trident White gum can a suitable substitute on occasion to remove plaque build-up after you eat. Mouthwash rinses, on the other hand, get rid of bad breath, but don’t get rid of staining plaque.

“If you don’t have white teeth to start, then over-the-counter [whitening] products aren’t going to work,” Dr. Torrado tells Us. “You need to start with a white foundation and then maintain it with products or trips to the dentist for professional whitening treatments.”

Foods and drinks like coffee and wine are major culprits to staining your teeth, says our expert. Lesser known factors that can diminish the level of whiteness? Berries and Portobello mushrooms! Counteract staining by biting into foods that are high in fiber,Fred perry, like apples, to reduce the effects of staining foods.

4. Know what you put in your mouth.

Want a white smile this summer? It’s not enough to just brush and floss,Inflatable Obstacles, according to New York City-based cosmetic dentist Dr. Laura Torrado, who counts Gossip Girl’s Blake Lively as a client. Dr. Torrado gives UsMagazine.com her top five tips for brightening your pearly whites this season.

1. Start with white teeth.

2. Be conscious of the foods you eat.

5. Play up the whiteness of your teeth with makeup.

The darker your complexion is, the brighter your teeth will look. “If your complexion is white, the way to make your teeth look brighter is wearing dark red lipstick with a shine,” Dr. Torrado says. “If you are medium complexion, like an olive skin, anything with bronze tones enhances the tooth color. And if you have dark skin, then pinkish-reds or high gloss will brighten your teeth.”

3. Brush and floss daily; especially before bed.

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Get more Us! Follow us on Twitter, Friend us on Facebook, Subscribe to Us Weekly

And what’s good is that these will take you through a season and then you’ll be magically exported to another trend!

I saw these and immediately got that zombie glazed-over look that kids get when they are magically transported to the world of Thomas the Tank Engine and the Island of Sodor. Usually, I would post less expensive versions of chic boots, but I don’t like to profile cheap shoes for kids when their feet are growing. Plus, I love these $37 boots, and the kids will love them — especially when they see that the actual Thomas face is raised.

These are so cute!

PRODUCT DETAILS
Thomas the Tank Engine Rain Boots

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The color is so vibrant and cheerful. Your kids will thank you. There are absolutely no rules here. Ah, to be a kid again!

- 100 percent waterproof
- Full net lining
- Deluxe non-slip sole
- Steel shank
- Sizes available in Toddler/Youth

AskMen.com: What to do if you’re in love with a stripper

Says AskMen.com’s Mr. Ed, "I am getting sick and tired of every scandal this organization produces." (Contestants were criticized for posing in sexy lingerie on the pageant’s Web site; in 2009, Miss USA finalist Carrie Prejean was stripped of her Miss California title after topless photos of her surfaced.)

"Enough already with the over sexualizing of women. This outdated Abercrombie t-shirts sexist idea should be done away with. Whatever happened to classiness? Did it go away in return for a stripper’s pole? Is this what America tells the world about it’s women?" continues Mr. Ed.

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PHOTOS: Shocking stripper scandals

"Miss USA isnt casting for nuns… how an individual chooses to live Abercrombie t-shirts their life and how that life is plastered on the media screens are two different parallels," writes commenter Hala Mansour on UsMagazine.com.

Newly crowned Miss USA Rima Fakih won a pole dancing contest in 2007 — but she shouldn’t be stripped of her title, 59 percent of UsMagazine.com and AskMen.com readers agree.

VIDEO: Which stars rock the stripper-shoe look?

Jokes AskMen.com reader Ed, "Pole dancing is a fitness trend, and I think if anything, it gives me more respect for her. Rock on Rima!"

But Us reader anonymous disagrees. "Where’s the respect and decency of women? Why do women have to trash themselves? When one is crowed Miss USA, she is representing the nation. And by doing pole dancing in public, [she] is trashing the image of a lady."

AskMen.com: Lap-dance etiquette

It makes no difference to AskMen.com reader YLW. "Beauty Abercrombie t-shirts pageant winner, stripper, don’t see much difference. They’re both objectified for their physical assets. At least strippers also know how to move."

What’s your favorite candy? Those Levis French lavender candies

What’s your sign? Gemini

Occupation: Designer

Age: 28

Harry Potter or Twilight? Twilight

Name: Lindsey

Coffee or tea? Tea

What’s your favorite magazine? POP

If you could spend the day with any fashion Levis person―designer, editor, model, etc.―who would it be? Yohji

Karl gave us lots of fur for fall. Which hairy number would you rather wear?

With Ochocinco out, the final slate is set. Singer Nicole Abercrombie shorts Scherzinger, Olympic figure skater Evan Lysacek and sportscaster Erin Andrews will dance for the show’s mirrorball trophy on Monday. A new "Dancing" champ will be crowned the next day.

Ochocinco came into Tuesday’s results show in last place, with 52 points out of 60 for his two dances. Judges’ scores are combined with viewer votes to determine which couple is eliminated each week.

LOS ANGELES – He gave his "Dancing With the Stars" partner Abercrombie shorts diamond jewelry, and now Chad Ochocinco is kissing her goodbye.

The National Football League star and professional partner Cheryl Burke were ousted from the hit ABC show Tuesday, making them the 100th couple banished from the ballroom during the show’s 10 seasons.

Four of Xu’s young victims were gravely hurt, according to official media, but there have been Internet reports claiming a number of the children died in the attack, which occurred in Jiangsu province.

Twenty-nine children aged four or under and two teachers and a security guard were injured when Xu attacked them with the cleaver at Zhongxin nursery school in Taixing city on April 29.

Xinhua said that the court decided that even though Xu did not succeed in killing his victim, "his criminal motivation was extremely despicable, his means extremely cruel, his plot especially evil."

Premier Wen Jiabao has said long-standing social concerns were partially to blame for the string of attacks on schoolchildren.

Three hundred people were in court for a half-day open trial that convicted Xu Yuyuan of intentional homicide, the official Xinhua news agency reported.

There have been five attacks on schools in China in less than two months, with 17 people — including 15 children — killed and more than 80 injured, according to previous Xinhua reports.

Xu, who had been jobless for nine years,Boss  told the court his motive was to vent his rage against society, but he appealed against a death penalty, saying the punishment was too harsh because he had not killed anyone.

Two of the attackers committed suicide. A third, a former doctor who killed eight children on March 23, has been tried and executed.

No one from the court could be contacted by AFP on Saturday.

A string of school attacks has shocked China in recent weeks. Police have been ordered to beef up security at school compounds and nearby residential communities.

BEIJING (AFP) – A court in eastern China Saturday Boss sentenced an unemployed man to death for knifing 29 children and three adults with a meat cleaver at a kindergarten, leaving several of his victims badly injured.

"This includes handling social contradictions, resolving disputes and strengthening mediation at the grassroots level."

"We need to resolve the deep-seated causes that have Boss resulted in these problems," Wen said in an interview on Thursday with Hong Kong-based Phoenix Television, carried on its website.